Work out what you actually take home in Spain — income tax (IRPF) using the 2026 combined national + regional brackets, Social Security contributions, a combined take-home pay calculator, IVA (VAT), and capital gains tax. Every calculator shows the exact math used.
In Spain, income tax (IRPF) is shared between the state and the autonomous community, so the rate you pay depends on the region where you live. Employees also pay social security contributions, and savings income such as interest, dividends and gains is taxed on a separate scale. These calculators estimate your net salary by region, show how IRPF withholding is worked out, and calculate IVA on prices and invoices, which helps when comparing offers or planning a move to Spain.
See your actual net pay after IRPF income tax and Social Security contributions.
Open calculator →They use simplified 2026 rates based on the Madrid region as an example. Each Comunidad Autónoma sets its own regional scale, so your actual rate may differ — always confirm with the Agencia Tributaria or a tax professional.
IRPF splits between a national scale and a regional scale set independently by each autonomous community. Madrid tends to have some of the lowest combined rates; Valencia some of the highest.