Work out what you actually take home in Germany — income tax (Einkommensteuer) using the 2026 progressive zones, the solidarity surcharge (Soli), optional church tax, social insurance contributions (pension, health, unemployment, care), a combined take-home pay calculator, and VAT (Mehrwertsteuer). Every calculator shows the exact math used.
Germany has one of the more complex payroll systems in Europe. Income tax depends on your tax class (Steuerklasse), and on top of it come the solidarity surcharge for higher earners, church tax if you are registered with a church, and social insurance contributions for pension, health, long-term care and unemployment insurance, each with its own contribution ceiling. These calculators break a gross salary down into each of those deductions so you can see your net pay, compare job offers, and check your payslip. VAT (Mehrwertsteuer) tools cover the standard and reduced rates for invoices and prices.
See your actual net pay after income tax, Soli, church tax, and social insurance — all combined in one calculator.
Open calculator →2026 progressive zones, 0% to 45%.
Live5.5% Soli above the exemption threshold.
Live8% or 9% of income tax, by state.
LivePension, health, unemployment, care.
LiveAll deductions combined into net pay.
They use simplified 2026 rates and a smoothed approximation of the official §32a EStG income tax formula. Your actual tax depends on deductions, allowances, and your specific circumstances — always confirm with the Finanzamt or a Steuerberater before filing.
Income tax is the main progressive tax on earnings. The solidarity surcharge (Soli) is an additional 5.5% of your income tax, but only above a high threshold. Church tax is 8-9% of income tax, only for registered church members.